Our budgeting program is designed to help neurodivergent individuals learn how to create and stick to a budget.
Financial Literacy: Beginner’s Budgeting
Budget:
A budget is a financial plan that helps track income, expenses, and savings, improving your overall financial wellness. It supports goal-setting, prevents overspending, and prepares you for emergencies through an emergency fund. Creating a budget involves understanding income, expenses, savings, future costs, and the roles of debits and credits.
Expenses:
Expenses can be fixed or variable and impact both short- and long-term finances. Common expenses include housing, food, and transportation. Smart budgeting means understanding the difference between needs and wants, living within your means, and avoiding spending traps like impulse buying.
Financial Literacy: Intermediate Budgeting
Budget:
Budgeting tools help track income and expenses, align spending with financial goals, and prepare for future events. Choosing the right tool and planning based on age, needs, and available resources ensures your budget stays relevant as circumstances change.
Expenses:
Expenses can be managed through strategies like comparison shopping, negotiation, and avoiding spending mistakes. Understanding the balance between cost and benefit helps make smarter financial decisions.
Financial Literacy: Advanced Budgeting
Budget:
Budgeting should be flexible and adjusted as your financial goals or life circumstances change. Creating a personal budget helps achieve both short- and long-term goals and must be revised as needed to stay on track.
Expenses:
Expenses should be managed with a plan that balances enjoyment today with future security. External factors like inflation, taxes, and lifestyle shifts affect spending and must be considered—especially when planning for retirement.