12-Week Program

Designed for participants that want to develop the necessary skills to understand their personal spending habits, create and stick to a budget, develop a realistic savings plan, and analyze & improve credit score, plan for life events such as retirement or children, or want to make large purchases in the near future.

  • Week 1: Discuss goals and develop an action plan.
  • Week 2: Deep dive into spending habits and budget creation.
  • Week 3: Discuss progress and set backs.
  • Week 4: Review savings goals.
  • Week 5: Develop savings and emergency savings plans and reexamine goals if necessary.
  • Week 6: Discuss progress and set backs.
  • Week 7: Discuss debt management.
  • Week 8: Develop a debt management plan.
  • Week 9: Discuss progress and setbacks and reassess goals.
  • Week 10: Discuss credit report/credit score.
  • Week 11: Develop 90 and 180-day plans to improve credit score.
  • Week 12: Discuss overall progress and next steps.